Expect the Unexpected
In Home & Business Loans
Over
$2 billion in loans
Whether you are buying your first home, upgrading to a new property, or looking for a business loan, we offer tailored financing solutions to meet your needs.

J&H Finance
Australia’s Billion-Dollar Loan Experts
Why Choose J&H Finance?
Experience You Can Trust
Find the most favourable home and business loan solutions for our clients.
We Negotiate the Best Deals for You
The best possible rates, flexible terms, and loan features that benefit you most.
A Smooth & Hassle-Free Process
Our team takes care of the entire process.
Personalised Loan Solutions
We create custom loan strategies that match your needs and goals.
Helping You Build Long-Term Wealth
We don’t just secure loans—we help you plan for the future.

Home Loans
With a deep understanding of the Australian financial market, we simplify the complex loan process, guiding you every step of the way from application to approval.
First Home Buyer
Buying your first home is an exciting milestone, but navigating the mortgage process can feel overwhelming.
Second Home Loan
We work with a vast network of lenders to secure the best terms, giving you confidence and flexibility in your next home purchase.
Refinancing
We compare a wide range of lenders to find refinancing options that save you money and improve your financial position.
Investing
We specialise in investment property loans, helping investors secure competitive financing solutions tailored to their wealth-building goals.
Business & Equipment Loans
For business owners needing new equipment, whether it’s vehicles, machinery, or technology upgrades, we help you secure financing solutions that align with your cash flow and growth plans.

Property Development Loans
From commercial developments to residential projects, J&H Finance provides comprehensive loan solutions that support your success in the competitive real estate market.

Our Partners
Lots of lenders could offer you a better deal


























