Expect the Unexpected

In Home & Business Loans

Looking for flexible loans to secure your dream home, grow your investments, or scale your business? Expect the unexpected – tailored solutions just for you.

Over

$2 billion in loans

Whether you are buying your first home, upgrading to a new property, or looking for a business loan, we offer tailored financing solutions to meet your needs.

J&H Finance

Australia’s Billion-Dollar Loan Experts

Fast approvals, expert guidance, and personalised service—this is what we deliver.
At J&H Finance, we have facilitated over $1.6 billion in loans, helping thousands of individuals and businesses achieve their financial goals. Whether you’re a first-time homebuyer, a seasoned investor, or a business owner seeking funding, we are committed to finding the right financial solutions tailored to your needs.

Why Choose J&H Finance?

Experience You Can Trust

Find the most favourable home and business loan solutions for our clients.

We Negotiate the Best Deals for You

The best possible rates, flexible terms, and loan features that benefit you most.

A Smooth & Hassle-Free Process

Our team takes care of the entire process.

Personalised Loan Solutions

We create custom loan strategies that match your needs and goals.

Helping You Build Long-Term Wealth

We don’t just secure loans—we help you plan for the future.

Home Loans

Whether you are buying your first home, upgrading to a new property, we offer tailored financing solutions to meet your needs.

With a deep understanding of the Australian financial market, we simplify the complex loan process, guiding you every step of the way from application to approval.

First Home Buyer

Buying your first home is an exciting milestone, but navigating the mortgage process can feel overwhelming.

Second Home Loan

We work with a vast network of lenders to secure the best terms, giving you confidence and flexibility in your next home purchase.

Refinancing

We compare a wide range of lenders to find refinancing options that save you money and improve your financial position.

Investing

We specialise in investment property loans, helping investors secure competitive financing solutions tailored to their wealth-building goals.

Business & Equipment Loans

For business owners needing new equipment, whether it’s vehicles, machinery, or technology upgrades, we help you secure financing solutions that align with your cash flow and growth plans.

Property Development Loans

From commercial developments to residential projects, J&H Finance provides comprehensive loan solutions that support your success in the competitive real estate market.

Our Partners

Lots of lenders could offer you a better deal